Atharv Gyan

UPI 3.0 Voice Payments: How BharatGPT Drives India’s Digital Transaction Revolution | Atharv GFyan View Chapters ▾ × Table of Contents 1. Introduction to UPI 3.0 UPI 3.0 is the latest version … 2. What Are “Conversational Voice Payments”? “Conversational Voice Payments” let users … 3. Use Cases & Accessibility Visually impaired users … Elderly or first-time smartphone users … 4. Security & Compliance Voice biometrics vs. OTP/UPI PIN … 5. Merchant & Developer Perspectives How IRCTC, banks, and app builders … 6. Future Outlook Expected rollout phases and adoption targets … 7. Merchant Adoption Indian Railway Catering and Tourism Corporation … ...

The fintech sector is evolving rapidly, driven by advances in technology, changing consumer behaviors, and regulatory developments. Here are five emerging trends in fintech that are shaping the future of financial services: 1. Artificial Intelligence (AI) and Machine Learning (ML) in Finance AI and ML are transforming how financial institutions operate, enabling them to deliver more personalized and efficient services. Personalized Financial Advice : AI-driven tools can analyze an individual's financial history, behavior, and preferences to offer tailored investment or savings recommendations. Fraud Detection : AI systems are enhancing security by identifying unusual patterns in transactions, flagging potential fraudulent activities in real-time. Chatbots and Virtual Assistants : AI-powered chatbots are improving customer service by providing instant responses to queries, managing accounts, and guiding users through complex financial processes. 2. Embedded Finance Embedded finance...